जीरो डाउन पेमेंट के चकर में लाखों का नुकसान !

Image Credit : Toppr Image Credit : Toppr

कोई भी चीज खरीदारी करने के लिए ग्राहक अपने बजेट के हिसाव से लोन लेता है और उसे मंथली emi में चुकता है।

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लेकिन emi करने के बाद क्या हम उतना ही पैसा चूकते हैं जितना की हम लोन लिए थे।

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जीरो डाउन पेमेंट सिस्टम एक ट्रैप है।

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इस चक्कर में हम वो महंगी चीज खरदते हैं जिसकी हमे असल में जरुरत ही नहीं है।

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आज कल के मिडिल क्लास युवा भी महज एक दिखावा के लिए iphone और उस जैसी महँगी चीजें ले लेते हैं।

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कोई भी लोन लेने से पहले हमे उसके नियमों के बारे में जानना जरुरी है।

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एक अनचाह लोन हमे कई मुसीबत में डाल सकता है।

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जरुरत न होने पर भी हम लोन तो ले लेते हैं लेकिन उसकी भर पाई अगले ४-५ सालों तक करते हैं।

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